Mortgage
Rates Are Down!
Rates on our most popular product, the 30-year fixed conventional, are near 10 year lows.
30-Year Fixed VA
3.125%
(3.571% APR)
Take advantage of benefits available to military veterans, active-duty service members and eligible surviving spouses.
10-Year Fixed
2.99%
(3.62% APR)
Save on interest compared to a 30-year fixed loan, and get a low, fixed monthly payment for the life of the loan.
30-Year Fixed
3.375%
(3.628% APR)
Enjoy a low, fixed monthly payment for the life of the loan, and avoid paying mortgage insurance when you put 20% down.
15-Year Fixed
2.875%
(3.324% APR)
Save on interest compared to a 30-year fixed loan, and get a low, fixed monthly payment for the life of the loan.
30-Year Fixed FHA
3.375%
(4.359% APR)
Buy or refinance with more lenient credit requirements. The low down payment also makes this loan a perfect fit for first-time homebuyers.
10-Year Fixed-Rate Mortgage:
The payment on a $200,000 10-year Fixed-Rate Loan at 2.99% and 74.91% loan-to-value (LTV) is $1,930.3 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.62%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
FHA Loan:
Rate is fixed. The payment on a $203,500, 30-year fixed-rate loan at 3.375% and 74.91% loan-to-value (LTV) is $1,031.81 with 2.00 Points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.8% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of 1%, the 0.8% monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 4.359%.
30-Year Fixed-Rate Mortgage:
The payment on a $200,000 30-year Fixed-Rate Loan at 3.375% and 74.91% loan-to-value (LTV) is $884.2 with 2.00 points due at closing. The Annual Percentage Rate (APR) is 3.628%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
15-Year Fixed-Rate Mortgage:
The payment on a $200,000 15-year Fixed-Rate Loan at 2.875% and 74.91% loan-to-value (LTV) is $1,369.18 with 2.00 points due at closing. The Annual Percentage Rate (APR) is 3.324%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
30-year Fixed-Rate VA Loan:
Rate is fixed. The payment on a $204,709, 30-year fixed-rate loan at 3.125% and 76.67% loan-to-value (LTV) is $876.93 with 2.00 Points due at closing. The Annual Percentage Rate (APR) is 3.571%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.